Friday, April 10, 2009
Had my fourth fill yesterday
So I guess let's see how it goes. Even with my last one, I found that I did really well for the first two weeks, pretty good the third week, and was hungry between meals (about 3 1/2 to 4 hours after eating). I mean, if I could eat an entire hamburger, bun and all...
The sad thing is, my husband's insurance apparently does not cover anything Lap-Band. I went in for the fill, told them I had new insurance but didn't have a card yet, and when asked what insurance I now had I was told that they don't do anything with this procedure. WHAT?? Of course all I could hear was the blood rushing in my ears because quite a few people on LBT who are self-pay have said their fills were in the neighborhood of $700!!
Luckily this doctor only charges $125, but still... that's a huge hit every month, especially when I came in feeling good at the fact that I got on insurance within a couple days of quitting my job.
So... I must have looked beyond shocked, and I remember I didn't breathe for a few seconds, and I just went and sat down to fill out my paperwork for my fill evaluation. I heard the nurse and receptionist talking but couldn't make out what was being said, being in shock and all. The next thing I know, the nurse called out to me and said not to worry about it -- they would cover the cost for me on this visit and to not fret, that Paul would work with me. I started crying right there in the office. Of course they told me not to cry, everything would be okay, but I just kept saying what a bad month it's been, and I thanked them very much for helping me out.
I *heart* my doctor's office. I loved them before this, but this means SO much to me, especially when so many doctors seem so focused on the money.
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I would check with your insurance company. Generally they all cover WLS in principle, but sometimes the company has an exclusion. I've never heard of an insurance that never covered it for anyone.
ReplyDeleteThough if your husband's company has less than 100 employees, they won't be offered WLS coverage.
Still... the people in the doctor's office don't always get it right when it comes to insurance.
Good thought, Mac. I guess the best thing is to check with the insurance company to be sure.
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